Moving Up to Millions

<p>Introduction ix</p>
<p>The Life Calculator Online Program xiv</p>
<p>Acknowledgments xv</p>
<p>Chapter 1 Meet Your Neighbors 1</p>
<p>Moving Up to Millions 5</p>
<p>You, Too, Can Be a Millionaire! 6</p>
<p>Not All Millionaires Are Equal 8</p>
<p>Do You Really Need a Million Dollars? 13</p>
<p>The Four Rules of Making Millions 16</p>
<p>Chapter 2 Threats to Millionaire Status 23</p>
<p>Why Your Life Cycle Is Not Like Your Parents′ 24</p>
<p>It′s More Than Just a Number, It′s a Life Plan 36</p>
<p>The "Number" 36</p>
<p>Let′s Get Started Becoming Your Own Financial Advisor 38</p>
<p>Chapter 3 Click Your Way to Personal Wealth 41</p>
<p>The Three Es of Financial Planning 42</p>
<p>Power Your Future: The Life Calculator Is Your Personal Financial Advisor 43</p>
<p>How to Start 47</p>
<p>What the Life Calculator Will Show You 48</p>
<p>Identify Your Optimum Future 49</p>
<p>LifeCalculator.Net 49</p>
<p>Ten Guiding Principles 51</p>
<p>Chapter 4 Calculating Your Odds of Disaster and Preparing for Life Changes 55</p>
<p>The Dirty Dozen Adverse Events 55</p>
<p>Adverse Events Planning 56</p>
<p>Potential Windfalls 68</p>
<p>Your Best–Case Scenario Is It Enough? 69</p>
<p>Optimum Strategies for Getting from Here to There 70</p>
<p>Chapter 5 It′s a Blur between Work and Play 73</p>
<p>Say Hello to Phased Careers and</p>
<p>Delayed Retirement 73</p>
<p>Working to 70 and Beyond 75</p>
<p>Targeting Growth Industries 78</p>
<p>What Industry Sectors Show Promising Job Growth? 80</p>
<p>Benefit–Rich Industries 82</p>
<p>Flexible Careers 84</p>
<p>Enhancing Your Skills 87</p>
<p>Chapter 6 Home Is More than the Place You Live 89</p>
<p>Too Much Housing A Risky Bet? 89</p>
<p>Timing the Market: Cashing Out at the Peak 92</p>
<p>Sometimes It Pays to Be a Renter in a Mobile Society 95</p>
<p>New Kind of Commune: This Time You Want to Belong 97</p>
<p>Assisted Living: What′s Likely to Happen? 99</p>
<p>Bringing Your Parents Home 101</p>
<p>Your Home Can Stay in the Family 102</p>
<p>Berlitz Crash Course: Retiring Abroad 105</p>
<p>Tax–Friendly States Beckon 107</p>
<p>Living Where You Want: Connecting to Where You Need to Be 109</p>
<p>Chapter 7 Insurance: Protecting Against Downside Exposure 111</p>
<p>You′re on Your Own Employers AWOL on Healthcare Insurance 111</p>
<p>Long–term Care Insurance The Best Investment You′ll Make 116</p>
<p>Disability Insurance More Important than You Realize 121</p>
<p>Anti–aging Science and Virtual Medicine 122</p>
<p>Life Insurance You May Outlive or Sell for Cash 123</p>
<p>Longevity Insurance 126</p>
<p>Estate Planning: Taking Care of Those You Care About 128</p>
<p>Chapter 8 Meet the Forties and the Fifties: Fearless and Fantastic Years 131</p>
<p>Forties Decade: Child Rearing and Career Advancement 131</p>
<p>Forties Profiles 132</p>
<p>Fifties Decade: Maximum Earnings and Retirement Savings 144</p>
<p>Fifties Profiles 145</p>
<p>Chapter 9 Join the Sixties and Seventies: A Successful and Safe Life 155</p>
<p>Sixties Decade: Transitioning into a Second Career 155</p>
<p>Sixties Profiles 157</p>
<p>Seventies Decade: A Time of Enjoyment 162</p>
<p>Seventies Profiles 162</p>
<p>Endnotes 171</p>
<p>Index 183</p>